In 2025, the U.S. government is rolling out a new round of stimulus payments to provide relief for those who missed earlier support during the COVID-19 pandemic. This initiative introduces a 4th Stimulus Check worth $1,400 for eligible taxpayers, offering a second opportunity for individuals and families who either didn’t claim their full Economic Impact Payments (EIPs) or Recovery Rebate Credit (RRC) on their 2021 tax returns.
If you were eligible but missed claiming these payments or faced difficulties during the pandemic, this stimulus payment is designed for you. Below, we’ll cover all the key details, eligibility requirements, and how to claim this new round of financial assistance.
4th Stimulus Check: Key Details
Overview of the 4th Stimulus Check
| Feature | Details |
|---|---|
| Amount | Up to $1,400 per individual |
| Mode of Payment | Direct Deposit or Paper Check |
| Payment Timeline | 2–4 weeks after approval |
| Eligibility Deadline | April 15, 2025 |
| Filing Requirement | 2021 tax return (if unfiled) |
| Official Website | www.irs.gov |
Eligibility Criteria for the 4th Stimulus Check
To qualify, you must meet specific criteria based on financial need, missed payments, and personal circumstances.
- Missed Recovery Rebate Credit (RRC) Claim
Many taxpayers failed to claim the Recovery Rebate Credit on their 2021 tax returns, which could have increased their EIP. If you missed claiming the credit or entered incorrect amounts, this 4th check offers a chance to recover those funds. - Required 2021 Tax Return
You must file your 2021 tax return, if not already filed, to qualify. If you filed but missed the RRC claim, you can amend your return to receive the payment. The filing deadline is April 15, 2025. - Individuals with Disabilities
Disabled individuals who were eligible for earlier stimulus checks but missed out can qualify if they meet the other requirements. Medical documentation or proof of disability may be required during the tax filing process. - Previous Eligibility for EIPs
Applicants must have been eligible for at least one of the three prior Economic Impact Payments (EIPs). If you missed or received reduced amounts, the 4th check could cover the difference. - Citizenship or Residency
You must be a U.S. citizen or resident alien with a valid Social Security Number (SSN) to qualify. - Income Requirements
Income eligibility is based on your Adjusted Gross Income (AGI):- Single Filers: AGI under $75,000
- Married Filing Jointly: AGI under $150,000
- Head of Household: AGI under $112,500
Note: Payments are phased out for individuals with higher incomes.
How to Receive the Payment
- Direct Deposit
Provide your bank details on your tax return for the fastest and most secure payment method. Funds are typically deposited within 2–4 weeks of approval. - Paper Check
If no bank information is provided, you’ll receive a paper check at the address listed on your tax return. Delivery may take 4–8 weeks after approval.
How Much Will You Receive?
The maximum payment is $1,400 per eligible individual. However, the amount varies depending on your circumstances:
- Missed Previous Payments: Up to $1,400 per person
- Families with Children: A family of four could receive up to $5,600 (1,400 x 4)
Other factors, like dependents or prior tax filings, may impact the final amount. The 4th check is designed to cover gaps from missed or reduced EIPs.
Payment Timeline
| Event | Date |
|---|---|
| Approval Date | Early 2025 |
| First Payments | 2–4 weeks after approval |
| Paper Checks | 4–8 weeks after approval |
Payments will begin shortly after approval in early 2025. Filing your tax return promptly can help avoid delays.
Disclaimer
The information provided in this article is for general informational purposes only and is not intended as legal, financial, or tax advice. Eligibility for the 4th Stimulus Check is determined by the U.S. government and the Internal Revenue Service (IRS) based on specific criteria, which may change over time. Readers are encouraged to consult the official IRS website (www.irs.gov) or seek professional advice from a licensed tax preparer or financial advisor for assistance with their unique circumstances. This article does not guarantee payment or eligibility for any individual or family.
